How to still achieve your goals in 2017

July is quickly approaching and it just hit me we are actually in the 2nd half of the year. Time really flies these days. When we were kids it’s like time stood still. Many of us (I included) usually write down a list of goals/ resolutions for the new year. Most of us quickly forget about them by the end of January. For example during the month of January it is quite hard to find parking space in gyms and you need to go really early if you want to get the best spot during that aerobic/zumba session but as the year progresses, parking space is readily available ūüôā

As much as life has happened and we’ve quickly let our goals/ resolutions slip, there is still 6 more months that we can use to make a difference. There is HOPE!!!!!!!!!!!!


Here are some ways you can still ensure that you achieve your 2017 goals:

  1. Write down specific goals for every area of your life, this could be spiritual goals, financial goals, career goals, business goals, family goals etc. Something happens when you write down your goals
  2. Breakdown the main goals into mini goals that can be easily accomplished. These small wins will encourage you to go on and give you momentum to continue. Your mini goals can be broken down into weekly, monthly, quarterly and eventually your 2017 goal is achieved.
  3. Review your goals on a regular basis. This reminds you of the goals that you wrote down. It also gives you the opportunity to check if your goals are still achievable or if you need to adjust them as time goes by.
  4. Get an accountability partner who will keep tabs on you and always remind you when you get side tracked. They will also encourage you especially on days when you are down.
  5. Celebrate the little milestones that you accomplish along the way. This gives you the morale to continue in the same momentum.

It’s still possible to achieve your goals……………………..GO FOR IT!!!!!!!!!!!!!

It’s been a while…………………

I have literally ignored writing on this blog. It’s been a huge struggle!!!! gosh, not sure why.

But I intend to do a lot more writing and got ideas on a new blog and just trying to figure out how I can merge this blog and the one in mind or just move to the other one, been deciding since January and still no idea yet. Anyway expect more from me and if I am moving to another site, I will definitely let you know…………………………

Are Accountants really good at managing their own money?

Accountants usually are not the most favorite people in organizations as they are known to harass other collegues especially where office money is involved.

While still in campus, I had the opportunity of been an intern/locum. For most internship opportunities, allowances or stipends are rarely involved but I was in luck as this organization usually gave interns allowances.

The allowance was paid every end of the month according to the number of days worked. For the first time money was deposited into my bank account every month (that was something to be proud of considering I was still a student)

Every end of the month after paying my tithe, how I used the rest of the money earned was at my discretion. The first few months, I used to spend it on different luxuries that as a university student one would crave for and I used to be a “baller”. But this meant that by mid month I was practically broke and only had enough money to take me to work and back.

This became a cycle for like the first two or three months and I now even understood the rat race cycle as I would look forward to pay day and even do a count down with the rest of my collegues. After sometime, my mom noticed (thank God for mothers) and sat me down and gave me a long talk on money.

Long and short of it was that, since I was an intern in the finance department and managing the organizations money very well, this needed to be translated into managing my own money as well.

As professionals in accounts or any other professions, we can be so good at managing and doing our work so well but we never implement the same principles in our own personal lives, very few actually do.

After the talk I had a light bulb moment and decided it was time to make changes and begin to manage my money and also use the opportunity to do some stuff I had always wanted to but lacked the money to do them.

Some of the things that I began doing to improve on the way I managed my money included:

  1. Making a budget a few days before pay day which gave me an idea of how I was going to spend my money in the coming month.
  2. I opened a savings account and put a standing order. Every month when the allowance was credited into my account, money was deducted and went straight away into my savings account.
  3. I walked with just enough money in my wallet to cater for the day’s expenses.
  4. I cut down on the many social activities that took away most of my income.
  5. I joined the organization’s sacco which also gave me an opportunity to save.

This helped a great deal as I was able to save enough money that catered for my needs even after the internship and didn’t need an allowance from my parents since then.

I love travelling and going for road trips, I was able to do this and visit places that had been on my bucket list.

I love giving for different causes and helping others who may be in need when I can. I was able to do which was very fulfilling.

I still practise almost all the things on that list and even added some more which has helped me to manage my finances and plan ahead.

My challenge to you is as you do stuff in the different spheres of influence that you are involved in, what good practises or methods can you take up and apply in your own life that will be beneficial and have a lasting impact? Let’s be on the look out for these things and begin implementing them you never know the impact it may have on your finances, relationships, attitude and other areas we may be struggling with.

And the Shofar Blew


natural small ram’s horn (shofar)

Been an avid reader, one of my personal development goals this year is to read 24 books. This means that I should be reading at least 2 books a month. So far I have read 8 books and currently reading my 9th book. I am a little behind schedule but working on it. Most of the books I have read so far have been on personal finances, investing, debt and almost anything and everything to do with money and also others touching on mindset change. I decided to change the genre of books and have since began reading christian fiction.

So about a month ago, an aunt who is also an avid reader challenged me to read books by¬†Francine Rivers. This was very timely since was not too sure which books I should start with. I actually had about 5 of her books in my kindle that I had never read. My aunt’s first recommendation was the book, “And the Shofar Blew” her reason been that it’s actually a very good book especially for Pastor’s Kids.

The moment I began reading the book, I was totally hooked to it. I literally could not put it down.¬†Francine Rivers is an awesome writer. Her blend of fiction plus the Bible plus lessons that you can learn and apply in the contemporary world is ‘breathing heavily with no words to describe the feeling’ AMAZING!!!!!¬†I actually found out that it’s not only a good book for pastor’s kids and but also¬†a great book for pastor’s wives. So if you are a Pastor’s wife especially or your husband is somehow involved in ministry, this book is an awesome book to read and it will give you ideas to learn how to be patient, love them and pray for them as they serve God.

The title actually comes from the ancient Hebrew customs where a shofar which is a ram’s horn was used as an instrument of spiritual warfare. The shofar was used to sound alarms to the camp of Israel, to convene assemblies, to announce the new moon and the Jubilee year, to herald messages and to coronate kings. It was also used during worship.¬†Blowing the shofar declares that the Lord is the King of the universe Psalm 98:6. The blast of the shofar ¬†also represents the shouts of God’s victory over the power of sin and death.

The book is about a Pastor named Paul Hudson a¬†dynamic young preacher who is¬†committed to building his church‚ÄĒbut at what cost? When Paul accepted the call to pastor a¬†struggling church, he had no idea what to expect. But it didn‚Äôt take long for Paul to turn Centerville Christian Church around. Attendance is up, way up, and everything is going so well. If only his wife, Eunice, could see it that way. Still, he tries not to let her quiet presence distract him. But Eunice knows that something isn‚Äôt right . . . and it hasn‚Äôt been for a long time. ¬†The more Paul‚Äôs zeal and ambition builds, the more he loses sight of the One who called him. As Paul and those around him struggle to discern what it truly means to live out their faith, they must ultimately choose between their own will and God‚Äôs plan. ( review from Goodreads)

Some of the major lessons I learnt from the book are:

  1. ¬†There are times that you may seek God for certain things and sometimes your prayers may be answered but that does not mean that its God who answered your prayers. Things may seem to work out and fall into place just the way you thought they should or you wanted them to but it does not mean that God is in it.¬†This was like a light bulb moment, how many times do you flow with things thinking its all good and don’t even go back and find out if you are in the will of God.
  2. You need people whom you are accountable to. Not just one person but preferably more that one. It could be someone who is your own peer and also an older person who can also be your mentor. These guys should have your best interests at heart. They should be people whom you can run to when you need prayers. People who can come to you and even question some of the things you are doing and help you walk in the right path. They should be even willing to pray for you even when you are too stubborn to see your faults. These people are a rare breed and hard to come by but when you get one, hang on to them.
  3. Sometimes your position in society can cloud your judgement and you begin to think that you are above reproach and that you can get away with anything. You can walk in sin and get away with it. This is a recipe for disaster. From the book Eunice Hudson refused to let her mother in law cloud her judgement and behave the way she had when she was in the same position with her husband David. Her husband Paul had to know that what he was doing was wrong.
  4. Even as born again Christians, there are thing we struggle with and the struggles my friends are real. But even with the struggles, that doesn’t make us less of a christian. Take it a day at a time and tell the Lord your struggles, some how he usually provides a way around it especially when you are really craving to do something. Like from the book Stephen Decker who had been a recovering alcoholic, even after 12 years of staying sober he sometimes had the urge to drink and when he spoke to God about it, the Lord usually provided plots to go to or people to hang out with who helped him in his walk with the Lord.

These are just some of the lessons I picked. I am definitely reading the rest of Francine Rivers book collection.

The little things in life that matter the most

I celebrated¬†my birthday last month and I also celebrated my wedding anniversary. ¬†Unlike when growing up I would look forward to the day just to see what gifts I would get and who remembered my birthday or who didn’t. These¬†days I really don’t care if anyone remembers¬†it or not apart from my husband. He has to remember!!! But with social media and all manner of android phones, everyone in your circle of friends gets a notification and a reminder to send you a message.

These days I do celebrate the important milestones in my life with nostalgia which I think comes with age. I do take the time to reflect of the moments both happy and sad that I went through during that season and what lessons I have learnt. I also take the time to pray and ask God for direction in the next chapter and season I am going into . I treasure these times.

This year I have a list of the things I would like to accomplish and to work at and with God’s help I hope it will be done. Some of the things in my list include the following:

  1. To grow more in my walk with God. I want my relationship with God to move to the next level. To read His word and to walk in obedience. This at times is very hard but I would love to let the word of God be a yard stick for all the decisions and choices I make.
  2. To be submissive to my husband and be the helper I was called to be in his life. To pray for my husband and to support him and to love him in all circumstances and to be his biggest cheerleader.
  3. Last year, our son was dedicated and we promised before God and the church (congregation) to bring him up in the ways of the Lord. This year, may the Lord help me to bring him up in the His way much more than last year.
  4. Last year, I took stock of the friends and friendships that I had and kind of made a list of the friendships I should pursue more and work at building them. I would like to do more of that this year. To build friendships that will last and not just friendships but true and real friendships.
  5. To give more-more time, more love, more service.




The list is not conclusive, but these are the top most 5 things that matter this year. Some how with them in place the rest will also fall into place.


DAY 7 LYL: What revolution will I lead???

Yaani these Live Your Legend (LYL) writing  blog prompts are something, they make you begin to think about things you have actually never really sat down to think about. They have made me begin to think of stuff in detail and also what actions I can start doing. They have also made me realize that I am made for much more and I can actually do much more than what I am doing now. I am actually made for greatness and greatness lies with me.

I¬†should strive to ‚Äúdie empty‚ÄĚ. Just as Myles Munroe said;

“The wealthiest place in the world are not the gold mines of South America or the oil fields of Iraq or Iran. They are not the diamond mines of South Africa or the banks of the world.

The wealthiest place on the planet is just down the road. It is the cemetery. There lie buried companies that were never started, inventions that were never made, best selling books that were never written, and masterpieces that were never painted.
In the cemetery is buried the greatest treasure of untapped potential‚ÄĚ


 So what revolution will I lead?

A lot of thoughts have come to mind ¬†but I can’t really point a finger to one and confidently say that this is it. For now I will continue to follow the various prompts as I also seek God and begin thinking about what revolution I want to lead and what I want to be remembered for when I die.

I definitely want to make a difference in my generation and I want to die empty. So help me God!

Day 6 LYL: What difference would you want to make??

I have been thinking of this prompt for about 4 days and I think I got my AHA¬†moment yesterday from a movie I watched “Hidden Secrets” that¬†was airing in one of the local channels. It began with a funeral of a guy called Chris. His funeral brought together lots of friends who hadn’t seen each other for 10 years since they went off to college. One distinct thing about Chris was the fact that how he lived his life brought people to the knowledge of Christ. Even in his death some of his friends who had abandoned their passions and what God had told them to do and even abandoned their faith, had fallen into sin and done things they thought were unforgivable; found their faith again and realized that any sin we do God’s love is so great that he died on the cross for those sins.


This got me thinking about my life, the way I live my life right now do I draw others to Christ? Do my  conversations, the way I behave, talk, walk, in my relationships do I draw others to Christ? If I die right now, will others find their faith and be drawn to Christ? Looking at my life right now some things definitely have to change if I am to make a difference in my generation.

The difference I would want to make is to be a “fearless influencer” in my generation and in the spheres of influence that I am in, not to conform any longer to the patterns of this world but to be transformed by the renewing of my mind and to know what God’s will is, His good, pleasing and perfect will- Romans 12:1. I would want my life to draw others to Christ and to live my life for God. All in all, with Him in my life definitely I will be able to make a difference.

Day 5 LYL: What’s my elevator’s pitch?

Elevator pitch………………big word right there!!!!!!!!!! But let’s break it down to a more simple and easy to understand term. This basically means what are you¬†excited about (personal or business)? What is it that you actually care about?


End of last year, my cousins and I thought of having a big Christmas party and invite all our families. It was going to¬†be a good time of feasting and getting to know each other. Due to unavoidable circumstances the party was moved to a date in January. We all know January as the longest month of the year where 31 days turn to 63 days and having more month left than money. But guess what we pulled it off ūüėČ

I volunteered to organize everything from venue, menu, budget and trying to take into consideration about 20 something people’s views and input into it. After lots of negotiations, deal making, budget chopping and all, we had the best party ever in JANUARY!!! (very rare month to host a party). What made me happy about the whole thing was that¬†everyone enjoyed the food, the getting to know each other and catching up and they¬†were totally¬†overwhelmed with how everything turned out.

This was my first “gig” to officially plan after a lot of soul searching and willingness to test the waters and actually realizing that I love planning and organizing.

DAY 4 LYL: The one thing I am proud of :-)

Even though I faced discrimination because of been a Pastor’s Kid and at one point had a low self esteem and was a people pleaser; the one thing I am proud of it the fact that I was able to break that ceiling and become ME;¬†the person I am today.


As much as my parents were very much involved in ministry, they never forgot that their first ministry starts in their home. They ensured that we knew Christ and the fact that we had to have a personal relationship with Him. They took us to lots of camps, vacation bible school, you name it as long as they could see the long term impact in our lives we went. As much as we didn’t like it then, right now I am glad they took their time and resources to ensure that we went.

I am proud of been able to make the decision to BE BORN AGAIN and having an intimate relationship with Christ. I am who I am today because of JESUS.


Day 3 LYL: What I would be happy and excited to help others with even if I didn’t get paid……….:-)

For the past year, I have been a sucker for¬†financial planning books and blogs. I have managed to read Rich Dad Poor Dad and Cash flow Quadrant both by Robert Kiyosaki. I have also read Think and Grow Rich, Total Money Makeover, Richest Man in Babylon, The 4-Hour Workweek. I have gone through so many blogs that has anything to do with finance and financial planning and security. I have also joined some Facebook groups. Currently I am reading Robert Kiyosaki’s book on ‘Rich Dad’s Guide to Investing’.

Of late I have also taken up event organizing. I enjoy planning planning events from the budget bit to looking for suppliers to actually making the event a success on the D-Day. It gives me much joy when I have happy ‘ clients’.

I would be definitely happy and excited to help others with their personal finance and organizing any gig that they may have.

If you need help in any of these, get in touch!!!!!!!!!!!!!!!!!!!!!